Are You Covered

[mick.p]

Just a thought while reading through the casting threads, as i have not seen anyone mention it.
I wonder how many people have got the appropriate insurance cover to cover against third party injury when casting or fishing.

ARE YOU COVERED???

Or maybe you have got such a large bank account, you don't think you need it and can offset the compensation claim for hundreds of ££££'s IF you injure someone.

[donkeydawe]

you can get public and personal liability insurance off of these guys and cover your gear. i had a great deal

http://www.tackleguard.co.uk/?affid=68375

from what i hear they are cheaper than the nfsa

[Edgey]

you can get insurance off of these guys

http://www.tackleguard.co.uk/?affid=68375

from what i hear they are cheaper than the nfsa

But the NFSA supports our cause and sport, costs onl;y £16.00 per annum and insures you for nothing

[DAVE H]

yes by the NFSA.
Covers all my fishing and casting needs
and its a bargan
In all my years of fishing never need it but you never know ...

[mick.p]

But the NFSA supports our cause and sport, costs onl;y £16.00 per annum and insures you for nothing



Does it?? I would check your membership, i would hate to see someone thinking they were covered, when in-fact there not.

Last time i looked into it, membership was £16.00 for individual membership.
This did not include insurance, Insurance was extra.
Not sure how much it was for insurance as an individual, but for clubs etc see below.

The limit of Indemnity is £5 million and the Policy covers your club (association, society), officers and whilst they are engaged in the following club organised angling activities :-
All disciplines of angling.
On land or at sea within UK waters (200 miles) and these include the Channel Islands and the whole of Ireland.
For coaching, including teach-ins and roadshows.
For casting, including casting competitions on land.
Indemnity is also provided to clubs who provide events for non members.
All club officers and officials are covered for non angling activities whilst acting on behalf of the club.


MEMBERSHIP
BANDS Basic Premium Admin Charge Total Cost inc IPT* & Admin

Up to 25 £92.50 £16 £108.50

Up to 50 £115 £16 £131.00

Up to 100 £146.20 £16 £162.20

Up to 250 £192.43 £16 £208.43

Above 250 £238.65 £16 £254.65




This is for organised registered clubs and does not include leisure casting/fishing for individuals.

[Mr Kipper]

Does it?? I would check your membership, i would hate to see someone thinking they were covered, when in-fact there not.

Last time i looked into it, membership was £16.00 for individual membership.
This did not include insurance, Insurance was extra.
Not sure how much it was for insurance as an individual, but for clubs etc see below.

The limit of Indemnity is £5 million and the Policy covers your club (association, society), officers and whilst they are engaged in the following club organised angling activities :-
All disciplines of angling.
On land or at sea within UK waters (200 miles) and these include the Channel Islands and the whole of Ireland.
For coaching, including teach-ins and roadshows.
For casting, including casting competitions on land.
Indemnity is also provided to clubs who provide events for non members.
All club officers and officials are covered for non angling activities whilst acting on behalf of the club.


MEMBERSHIP
BANDS Basic Premium Admin Charge Total Cost inc IPT* & Admin

Up to 25 £92.50 £16 £108.50

Up to 50 £115 £16 £131.00

Up to 100 £146.20 £16 £162.20

Up to 250 £192.43 £16 £208.43

Above 250 £238.65 £16 £254.65




This is for organised registered clubs and does not include leisure casting/fishing for individuals.




Individual membership of the NFSA does give you worldwide cover, clubs have to pay extra if they are orgainsing opens etc, at £16 I reckon it is excellent value for money.

[Jamie Donnelly]

know do i get NFSA cover then? can someone give me link?

Jamie

[FAntomcodcatcher]

My NFSA personal member card says "The above member has insurance cover of £5 million for third party liability claims whilst engaged in angling activities" & cost either £16 or £17 for membership & not a lot else - two? newsletters a year

My casting club insurance is £15 for the same amount of cover for casting & fishing & I get various club discounts, tuition etc thrown in

[FAntomcodcatcher]

Copied from the NFSA web site http://www.nfsa.org.uk/

£16 by post ot £15 if you do it on-line

Membership
What you get as a Member

National Representation
Regular Publication or News sheet informing of the work of the NFSA
Regular emails to members who can receive them advising members on the latest topics as they occur
Third Party Public Liability Insurance Cover for £5 million for angling activities anywhere in the world
A say and vote on the proposals of the NFSA
Membership card which enables you to register with as many clubs as you like for the one payment
Annual Specimen Award Competition
Buy Membership On-Line

"Electronic" Membership
The charge for membership is reduced by £1.00 per annum if you are willing to accept all correspondence, journals etc. via e-mail. This facility will require you to supply a valid e-mail address when you either purchase or renew membership.

Junior Membership
Junior membership (members aged under 16 at time of joining) is now free of charge.

[Ravelling Tangler]

VICKI WHITE – Membership Services
E-Mail: vickiwhite@nfsa.org.uk


National Federation of Sea Anglers

Level 5, Hamlyn House, Mardle Way, Buckfastleigh, Devon, TQ11 0NS

Tel: 01364 644643 - Fax:01364 644486 - e-mail: vickiwhite@nfsa.org.uk - web-site: www.nfsa.org.uk

[crazyplums]

blimey ! i best be making some signs up for passers by....

"caution! anglers are fishing / under casting tuition, enter cordoned area at your own risk, no responsibility can be held for a lead through your face"

reckon i'll sell many ?


persoanly i dont have insurance, nor do i plan to, not cos i wanna be arrogant, but cos i feel i take every precaution i can, if joe bloggs or his dog are walking near me, i'll not pendulum til they're past, i warn people i'm casting (though anglers generally know you're gonna anyways and watch to see the birdie or crack off!), i always use a leader, etc.

if i get hit in the face with a lead and survive, the thats fine, i accept that it a position i put myself in, if the guy wasnt using a leader and did it, i might consider suing or killing him, but otherwise, its a risk we take.

if we pandered to every risk by taking out an insurance for everything, we'd be too broke to pay for any pleasures/hobbies.

what next ? insurance for drinking beer incase you get a hangover in the morning and are rude to someone ?

i guess i can see the point of it, but i've had enough of the litigation society we live in,

[DAVE H]

the NFSA ONE is not just for casting and fishing
say you have a rig baited ready to go, a dog walker comes by and his mut eat the bait hooks and all
You could be held liable for the vet bill
think about it...

[MikeR]

I've had that happen at Runswick Bay Dave. Luckily the hook hit the dogs teeth and not the soft part of its mouth. The owner just laughed until I pointed out one or two things.;) Had it required a trip to the vet I would have been covered on my NFSA insurance (not that the dog should have been off the lead anyway). It covers you for any angling activity, which includes bait collecting.

[DJMCJERICO]

If a dog eats your baited hook then I'm sure it is down to the owner for not being in proper control of it.

[mick.p]

The price of insurance is Pea-Nuts and the "Piece of mind" cover you get is priceless.

Anyone without Insurance must have huge fat bank accounts and don't mind coughing up several Thousands of ££££'s, if something does go wrong.

In these days of, compensation educated general public, suing the ar,,s of someone is becoming a common practice and even for the smallest accident can end up costing a small fortune.
As Dave H said, it could be someones dog getting hooked.

It doesn't need to be the lead cracking off, it could simply be a stone if your lead weight hit the beach, even a grain of sand in someones eye and you could kiss goodbye to a large amount of money.

[crazyplums]

ah, got that covered. :blink: :unsure:

[mick.p]

ah, got that covered. :blink: :unsure:


LOL, Crazyplums.

You forgot to sign it. Have you got insurance for the sign, in-case someone trip over it..:clap2: .
In court, it won't protect you on a public beach.

[crazyplums]

LOL, Crazyplums.

You forgot to sign it. Have you got insurance for the sign, in-case someone trip over it..:clap2: .
In court, it won't protect you on a public beach.

ammended sign.

[The Penetrator]

Look at joining your local angling club.

Mine costs £5 a year and includes insurance for angling activities.

[crazyplums]

not always the case, i'm a member of three clubs, none offer insurance as far as i know.

[The Penetrator]

not always the case, i'm a member of three clubs, none offer insurance as far as i know.

I'm sure you're right. Ask and find out.

[Mike_N]

I think that in my club we are covered we have to pay someting like an extra £1 for each member for individual cover. Im not 100% sure though.

It hink I might sign up to the NSFA anyway £15 is a reasonable price and its supporting something that apparently supports us.

[ed2]

I'm 16 now. Do I get free cover?

[ed2]

It seems so, as I just applied and it never gave me an error message?