[ringer]

1
Dear Mrs Cascars.
Your hubby has been spending far more on his boat than he is telling you.
Oh sorry, did he forget to mention that as well.
Come the day of reckoning, tell him that you will sell all his gear for what he told you it cost him.
Kind regards.
A Friend.

2.
TBF did no one tell you that owning and runnng a boat is rather like standing under a cold shower while tearing up £20 notes?

3.
A boat is a hole in the water into which one throws money.